Financial Education
The FLHF has three education programs:
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Budgeting and Credit Reports
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On the Path to Home Ownership
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First Time Homebuyer
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FLHF now has access to Virginia Housing SPARC funds which are mortgage reservations that lower the lending rate by 1%. Applicants must purchase in our service area and may not exceed 100%AMI. Financial counseling must be completed with a Piedmont Housing Alliance counselor. Applicants must attend the VA Housing First Time Homebuyer class offered online and present their certificate to FLHF.
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The FLHF works with you to evaluate budgeting, credit history and finances to improve your credit score and increase financial knowledge to move renters into home ownership.
Wherever you are on your path to financial education and creating a better future, we are here to help.
Follow these steps:
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1. Fill out the First Time Homebuyers Client Intake Form
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Gather the necessary information, such as income and expenses and references
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Print out and complete the intake form following the instructions
2. Submit the Intake Form
The intake form cannot be submitted online
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Print it out and mail or bring it to the Foundation at
144 Resource Lane, Louisa VA 23093
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Call our office at
(540) 967-3483 with any questions
The Foundation is currently creating educational programs for first-time homebuyers. In these programs you’ll learn about mortgages, credit, types of homeownership and everything else you need to know to become a homeowner.
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Meet with Foundation staff every three months
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Receive counseling on repairing or building credit, increasing savings and improving your financial position.
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Talk with our network of real estate professionals, mortgage brokers, appraisers and home inspectors.
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Set goals to lead you down the path to home ownership.
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Be prepared to purchase your home at the end of the year!
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