The FLHF has three education programs:
Budgeting and Credit Reports
On the Path to Home Ownership
First Time Homebuyer
The FLHF works with you to evaluate budgeting, credit history and finances to improve your credit score and increase financial knowledge to move renters into home ownership.
We provide help with applications for down payment assistance and HUD Counselors to obtain an affordable mortgage. There are local and state programs that offer assistance and we can provide help in finding them.
Wherever you are on your path to financial education and creating a better future, we are here to help.
Follow these steps:
1. Fill out the First Time Homebuyers Client Intake Form
Gather the necessary information, such as income and expenses and references
Print out and complete the intake form following the instructions
2. Submit the Intake Form
The intake form cannot be submitted online
Print it out and mail or bring it to the Foundation at
144 Resource Lane, Louisa VA 23093
Call our office at
(540) 967-3483 with any questions
Meet with Foundation staff every three months
Receive counseling on repairing or building credit, increasing savings and improving your financial position.
Talk with our network of real estate professionals, mortgage brokers, appraisers and home inspectors.
Set goals to lead you down the path to home ownership.
Be prepared to purchase your home at the end of the year!
The Foundation is currently creating educational programs for first-time homebuyers. In these programs you’ll learn about mortgages, credit, types of homeownership and everything else you need to know to become a homeowner.