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We are a private non-profit organization dedicated to helping residents of both Fluvanna and Louisa Counties with their housing needs. We provide services and programs that help income eligible citizens afford and improve their living conditions, stay in their homes longer, and live safely in the community. 100 Major Home Repairs 44 Ramps 27 Rental Units Learn more about what we do Warm, Safe, Dry Here's what we did for our clients in 2024: Help us help neighbors Donate today or volunteer Donate Volunteer Opportunities Donors Thank you to these community-minded businesses who are supporting the local housing effort We stay local with stories from Thelma and many others in Fluvanna and Louisa counties. Stories of Compassion Hear more stories Essential Home Repair This program provides grant and loan assistance with necessary and critical home repairs for income eligible residents. Learn more about repairs Access Ramps If you cannot afford an access ramp and cannot get in and out of your home, we can help. Learn more about ramps Other Services We also provide other services ranging from rental units to financial education and assistance for first time home buyers. Learn about our other services Community Partners We are dedicated to serving our neighbors

Interested in our services? Click here to apply Or contact us below with other questions Contact Us Name Phone Email Subject Message Send We received your message and will respond to you as soon as possible..

Essential Home Repair Program The FLHF Essential Home Repair Program can help you make critical repairs to your home. We assist with repairs for the following: Roof replacement Heating and cooling system Plumbing Electrical systems Well repair Septic system repair Hot water heater We may also be able to help with other types of home repairs. LOANS AND GRANTS We work with residents to obtain grant funds to help cover the cost of major home repairs. Typically, the grant does not cover the full cost of the repair, so FLHF provides zero-interest loans and reasonable repayment terms. Below is one example of how a loan might work: Total cost of repair: $6,000 Grant funds: $3,000 Homeowner down payment: $500 Homeowner loan: $2,500 Balance paid in $100 monthly installments over 25 months with 0% interest. How can we do this? As other people with loans pay back their home repair, we recycle the funds back into the community. Your repair is possible due to someone else paying back their loan. When you repay your loan, you will help someone else afford their home repair. Click here to apply Click here if you live in Fluvanna County Click here if you live in Louisa County Follow these steps: 1. Find out if you are income-qualified (Fluvanna County is considered part of the Charlottesville area for determining AMI) Find out how much it will cost by calling two or three contractors for estimates so we will know a little about the approximate cost 3. Fill out the Service Request form 2. Know what repairs you need Complete the form online Print it out and mail it to the Foundation You may also call our office at (540) 967-3483 with this information (for example, try to find out if the water on a wall is from a break in plumbing or a roof leak)

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We are a private non-profit organization dedicated to helping residents of both Fluvanna and Louisa Counties with their housing needs. We provide services and programs that help income eligible citizens afford and improve their living conditions, stay in their homes longer, and live safely in the community. We are dedicated to serving our neighbors 27 New Roofs 151 Ramps 29 Rental Units Learn more about what we do Warm, Safe, Dry Here's what we did for our clients in 2022: Help us help neighbors Donate today or volunteer Donate Volunteer Opportunities Community Partners We stay local with stories from Thelma and many others in Fluvanna and Louisa counties. Stories of Compassion Hear more stories Essential Home Repair This program provides grant and loan assistance with necessary and critical home repairs for income eligible residents. Learn more about repairs Access Ramps If you cannot afford an access ramp and cannot get in and out of your home, we can help. Learn more about ramps Other Services We also provide other services ranging from rental units to financial education and assistance for first time home buyers. Learn about our other services

Home Construction Fluvanna Louisa Housing Foundation is currently undertaking two major home construction projects: Resource Lane in Louisa County and Mountain Hill in Fluvanna County. Resource Lane new construction ground-breaking ceremony Left to right: Chairman of the William A. Cooke Foundation Randy Tingler, County Administrator Christian Goodwin, Mineral District Supervisor and Chairman Duane Adams, Fluvanna-Louisa Housing Foundation Operations Manager Andrea Madison, Green Springs District Supervisor and Fluvanna-Louisa Housing Foundation board member Rachel Jones, and Fluvanna-Louisa Housing Foundation Executive Director Kim Hyland. These projects would not be possible without the support of the businesses in our community and without you, the citizens with your donations. Please consider making a donation today, to give back to your community and help us, help someone in need. Donate

Our Services Access Ramps Learn More Rental Units Learn More Financial Education Learn More Essential Repairs Learn More Home Construction Learn More

Our History For 40 years, residents of central Virginia have had help with their housing needs – first by the individual operations of the Fluvanna Housing Foundation and the Louisa Housing Foundation – then in 2003 by the merger of the two into the Fluvanna-Louisa Housing Foundation, a 501(c)(3) nonprofit. Here are just a few of the ways we have ensured warm, safe and dry housing for the families in our communities. In the 1980’s, many families in our area had no plumbing or running water. The Fluvanna and Louisa Housing Foundations made sure these critical needs were addressed. During the drought of 2002, when wells ran dry, we helped families dig or drill new wells. When wind and rain from Hurricane Isabel hit the East Coast, families turned to us for help restoring roofs that had been destroyed. After a massive snowstorm of 2008 damaged a number of homes, we responded with financial assistance and volunteers to do the repairs. When the destructive 2011 earthquake destroyed homes in central Virginia, we distributed federal funds for rebuilding. In 2020, when Covid-19 challenged the economic and housing stability of the community, we expanded our services and outreach. Today, under the leadership of Executive Director Kim Hyland, the Foundation has a renewed dedication to strengthening trust with the community by providing services with compassion, honesty, and simplicity. Learn about some of the programs and services we offer. We also offer individualized education, counseling, referrals to housing, and legal services to help our residents gain the knowledge, skills, and abilities to continue to meet their housing needs.

Our Staff Kim Hyland Executive Director Contact me Amy Schick Accounts Receivable & Loans Manager Contact me Wanda Armstrong Fluvanna Coordinator Contact me Annabelle Anderson Louisa Coordinator Contact me Andrea Madison Operations Manager Contact me Board of Directors Jeff Martin Board President General Contractor/Builder David Vogt Vice President Lead Pastor Antioch Baptist Church Kaitlyn King Board Secretary United Bank Louisa Branch Mgr Chelsea Wells Board Treasurer Accountant Allison Pace Family Services Supervisor Fluvanna Social Services Tim Hodge Fluvanna County Supervisor Palmyra District Rachel Jones Louisa County Supervisor, Green Springs District Wendy Morris Community Member Louisa County Resource Council Ron Bricker Communications Steve Smith Attorney Sarah Monceaux Avenue Realty Philip Gould Blue Ridge Bank Louisa Branch Manager VACANT Fluvanna Citizen FLHF Advisory Board Debbie Cole Donor Relations Jo Griffith Grant Writing Judy Belloumini Grant Writing

Senior Resources Tax Relief for Senior Citizens Fluvanna Tax Relief Application Louisa Tax Relief Application

Title blurb about the story, can make purple to highlight things (this is just the history text as a placeholder for the story) (can add images anywhere) For 40 years, residents of central Virginia have had help with their housing needs – first by the individual operations of the Fluvanna Housing Foundation and the Louisa Housing Foundation – then in 2003 by the merger of the two into the Fluvanna-Louisa Housing Foundation, a 501(c)(3) nonprofit. Here are just a few of the ways we have ensured warm, safe and dry housing for the families in our communities. In the 1980’s, many families in our area had no plumbing or running water. The Fluvanna and Louisa Housing Foundations made sure these critical needs were addressed. During the drought of 2002, when wells ran dry, we helped families dig or drill new wells. When wind and rain from Hurricane Isabel hit the East Coast, families turned to us for help restoring roofs that had been destroyed. After a massive snowstorm of 2008 damaged a number of homes, we responded with financial assistance and volunteers to do the repairs. When the destructive 2011 earthquake destroyed homes in central Virginia, we distributed federal funds for rebuilding. In 2020, when Covid-19 challenged the economic and housing stability of the community, we expanded our services and outreach. Today, under the leadership of Executive Director Kim Hyland, the Foundation has a renewed dedication to strengthening trust with the community by providing services with compassion, honesty, and simplicity.

Access Ramps If you require an access ramp and do not have the funds to purchase one on your own, we can help. The Foundation provides loaner ramps, or you can buy an aluminum ramp and utilize the 40% FLHF discount. These ramps are not permanent and can easily be installed and removed, then used in another location. If you need more permanent access, the Foundation can help you buy the materials for a wood ramp. We work with a variety of volunteers to help build them. Click here to apply Click here if you live in Fluvanna County Click here if you live in Louisa County Follow these steps: 1. Find out if you are income-qualified (Fluvanna County is considered part of the Charlottesville area for determining AMI) Aluminum: can be moved when no longer needed Wood: for more permanent use 3. Fill out the Service Request form (You do NOT need to be the homeowner to have a ramp installed, but you do need the homeowner's permission!) 2. Know what type of ramp you need Complete the form online Print it out and mail it to the Foundation You may also call our office at (540) 967-3483 with this information