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Title blurb about the story, can make purple to highlight things​ ​ (this is just the history text as a placeholder for the story) (can add images anywhere) For 40 years, residents of central Virginia have had help with their housing needs – first by the individual operations of the Fluvanna Housing Foundation and the Louisa Housing Foundation – then in 2003 by the merger of the two into the Fluvanna-Louisa Housing Foundation, a 501(c)(3) nonprofit. ​ Here are just a few of the ways we have ensured warm, safe and dry housing for the families in our communities. In the 1980’s, many families in our area had no plumbing or running water. The Fluvanna and Louisa Housing Foundations made sure these critical needs were addressed. During the drought of 2002, when wells ran dry, we helped families dig or drill new wells. When wind and rain from Hurricane Isabel hit the East Coast, families turned to us for help restoring roofs that had been destroyed. After a massive snowstorm of 2008 damaged a number of homes, we responded with financial assistance and volunteers to do the repairs. When the destructive 2011 earthquake destroyed homes in central Virginia, we distributed federal funds for rebuilding. In 2020, when Covid-19 challenged the economic and housing stability of the community, we expanded our services and outreach. Today, under the leadership of Executive Director Kim Hyland, the Foundation has a renewed dedication to strengthening trust with the community by providing services with compassion, honesty, and simplicity. ​ ​

Our History For 40 years, residents of central Virginia have had help with their housing needs – first by the individual operations of the Fluvanna Housing Foundation and the Louisa Housing Foundation – then in 2003 by the merger of the two into the Fluvanna-Louisa Housing Foundation, a 501(c)(3) nonprofit. ​ Here are just a few of the ways we have ensured warm, safe and dry housing for the families in our communities. In the 1980’s, many families in our area had no plumbing or running water. The Fluvanna and Louisa Housing Foundations made sure these critical needs were addressed. During the drought of 2002, when wells ran dry, we helped families dig or drill new wells. When wind and rain from Hurricane Isabel hit the East Coast, families turned to us for help restoring roofs that had been destroyed. After a massive snowstorm of 2008 damaged a number of homes, we responded with financial assistance and volunteers to do the repairs. When the destructive 2011 earthquake destroyed homes in central Virginia, we distributed federal funds for rebuilding. In 2020, when Covid-19 challenged the economic and housing stability of the community, we expanded our services and outreach. ​ Today, under the leadership of Executive Director Kim Hyland, the Foundation has a renewed dedication to strengthening trust with the community by providing services with compassion, honesty, and simplicity. ​ ​ ​ Learn about some of the programs and services we offer. ​ We also offer individualized education, counseling, referrals to housing, and legal services to help our residents gain the knowledge, skills, and abilities to continue to meet their housing needs. ​ ​

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Housing Choice Vouchers The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Under this program: A family issued a housing voucher is responsible for suitable housing of their choice, where the owner agrees to rent under the program Housing may be a single-family home, a townhouse, or an apartment, as well as the family’s current home Rental units must meet minimum standards of health and safety, as determined by the VA Housing Choice Voucher Program Families pay 30% of their income toward rent and utilities with the voucher assisting with additional cost The Virginia Housing Choice Voucher Program receives federal funds from the U.S. Department of Housing and Urban Development (HUD) The Fluvanna-Louisa Housing Foundation then applies for and administers these vouchers locally Click here to learn more Currently, none of VHDA's voucher program waiting lists are open, and applications are not being accepted at this time. For more information on the Housing Choice Voucher Wait List click here: For more information on the Housing Choice Voucher Program click here: Housing Choice Voucher Program HCVWaitList@vhda.com

Service Request Name Street Address Town/County/Zip Code Phone Email Birthdate: MM/DD/YYYY Do you own your home or have lifetime rights to it? Yes No Housing Repair Needs: Check all that apply Bathroom Deck/Porch Electric Floors Heating/Cooling Handicap Modification Interior Walls Kitchen Painting Plumbing Roof Septic Siding Other: Explain below If you selected "Other" above, explain here NEED HANDICAP ACCESS RAMP? Proof of income required for grants & loans. Banking information may be required. Yes No Submit Request We received your request and will respond to you soon.

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Volunteer The Foundation works with individual volunteers and volunteer groups to build and install ramps and perform home repairs. We have many types of volunteer opportunities available. Whether you’re a building professional, handy with tools, or simply looking to give back to the Louisa and Fluvanna communities – we can put you to work! ​ If you are interested in volunteering, please submit a Volunteer Application and Confidentiality Agreement. Volunteer Application Name Phone Email Address What type of volunteer work are you interested in doing? Submit Application We received your message and will respond to you as soon as possible. Confidentiality Agreement As an employee or volunteer at the Fluvanna-Louisa Housing Foundation, you may be exposed to or have access to confidential information about program participants or employees of the organization. It is vitally important that information about such not be released to people or agencies outside of the Housing Foundation without written consent. The only exception to this policy will be to follow legal or regulatory guidelines. All memoranda, notes, reports, or other documents will remain part of the organization’s confidential records. Personal or identifying information about the Foundation’s employees or participants, such as names, addresses, phone numbers, or salaries, will not be released to people not authorized by the nature of their duties to receive such information without the written consent of management, the employee, or the participant. If you improperly or inappropriately disclose confidential information, you may be subject to disciplinary action. ​ I have read and been given a copy of the above agreement and accept the responsibility placed in me by the Fluvanna-Louisa Housing Foundation. I agree to abide by this confidentiality agreement. Name Date Send We received your message and will respond to you as soon as possible..

Senior Resources Tax Relief for Senior Citizens Fluvanna Tax Relief Application Louisa Tax Relief Application

We are dedicated to serving our neighbors 27 New Roofs 151 Ramps 29 Rental Units Learn more about what we do Warm, Safe, Dry Here's what we did for our clients in 2022: Help us help neighbors Donate today or volunteer Donate Volunteer Opportunities Donors Thank you to these community-minded businesses who are supporting the local housing effort We stay local with stories from Thelma and many others in Fluvanna and Louisa counties. Stories of Compassion Hear more stories Essential Home Repair This program provides grant and loan assistance with necessary and critical home repairs for income eligible residents. Learn more about repairs Access Ramps If you cannot afford an access ramp and cannot get in and out of your home, we can help. Learn more about ramps Other Services We also provide other services ranging from rental units to financial education and assistance for first time home buyers. Learn about our other services Community Partners

We are dedicated to serving our neighbors 27 New Roofs 151 Ramps 29 Rental Units Learn more about what we do Warm, Safe, Dry Here's what we did for our clients in 2022: Help us help neighbors Donate today or volunteer Donate Volunteer Opportunities Community Partners We stay local with stories from Thelma and many others in Fluvanna and Louisa counties. Stories of Compassion Hear more stories Essential Home Repair This program provides grant and loan assistance with necessary and critical home repairs for income eligible residents. Learn more about repairs Access Ramps If you cannot afford an access ramp and cannot get in and out of your home, we can help. Learn more about ramps Other Services We also provide other services ranging from rental units to financial education and assistance for first time home buyers. Learn about our other services

Our Staff Kim Hyland Executive Director Contact me Lindell Chavis Assistant Director Contact me Wanda Armstrong Fluvanna Coordinator Contact me Annabelle Anderson Louisa Coordinator Contact me Andrea Madison Operations Manager Contact me Board of Directors David Vogt Board President Lead Pastor Antioch Baptist Church Sarah Monceaux Board Secretary & Treasurer Avenue Realty Chelsea Wells Accountant Mozell Booker Vice President Former Fluvanna Country Supervisor, Fork Union District Allison Pace Family Services Supervisor Fluvanna Social Services Wendy Morris Community Member Louisa County Resource Council Tom Payne Former Fluvanna BoS Beaver Dam Baptist Church Rachel Jones Louisa County Supervisor, Green Springs District Ron Bricker Communications Steve Smith Attorney FLHF Advisory Board Debbie Cole Fundraising Jo Griffith Grant Writing Denee Haycraft Volunteers Josh Gillespie Community Liaison Judy Belloumini Grant Writing

Resources The Real Estate Marketplace Glossary: How to Talk the Talk Zillow Debt-to-Income Calculator US Bank Mortgage Payment Calculator US Bank Mortgage Affordability Calculator US Bank Rent vs. Buy Calculator US Bank FHA Loan Calculator Zillow Mortgage Affordability Calculator US Bank Mortgage Downpayment Calculator US VA Loan Calculator